What is your fiduciary responsibility? 

As an employer with a defined contribution plan, your fiduciary duty means you are legally responsible for providing your employees with the highest standard of plan care. 

Meeting your legal fiduciary responsibility 

To help meet your fiduciary responsibility, we provide: 

• Customized employee policy statements 
• Customized investment policy statements 
• Quarterly investment reviews 
• Any available fiduciary services 

Improve your plan's design and function 

We’ll become experts in your plan and work to improve it so that it functions better and meets the saving and investment needs of your participants. We implement or improve your: 

• Safe-harbor design (matching and non-elective) 
• Cross-tested profit sharing 
• Auto-enrollment and escalation 
• Qualified default investment alternatives (QDIA) 
• Roth provision 

Diversify your plan's investment menu 

Our in-house investment team has constructed a highly-diverse investment menu, including: 

• Passively-managed index funds 
• Exchange-traded funds 
• Primarily low-cost institutional funds 
• Actively-managed investments 

We're serious about educating your employees 

We really value education. To support your company, your plan and your employees, we provide comprehensive educational materials, including: 

• Webcasts 
• Podcasts 
• Articles 
• On-site training 
• Phone support 
  
  

As your fiduciary advisor, we can assist your employees with their retirement accounts, help protect you legally, and make your life and your job easier.